Franchise Costs Near Speculator, NY (12164)
Opportunity Score
22
/ 100
Challenging
Based on walkability, population density, income levels, and local business competition.
Market Summary
ZIP 12164 is an rural area. with a population of 520 and household incomes near the national median ($58,594).
Area Profile
520
Population
$58,594
Median Income
-21% vs. national
Rural
Area Type
Median Age: 64.1 —
older demographic, may prefer sit-down options.
College-Educated: 26.5% —
balanced market for quality & value.
Operating Costs
Local cost levels affect space, labor, and operating expenses.
$1,045
Median Gross Rent
$190 K
Median Home Value
1
Bank Branches
$56 K deposits
Compare with Another ZIP
Side-by-side: opportunity score, income, walkability, competition, and rent.
Quick Facts
- Area Type
- Rural
- Bank Branches
- 1
vs. National Average
Median Income
-21% vs. $74,580
Nearby Markets
Check Another Market
Or estimate costs with the FranchiseBudget calculator.
Data sources
U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits