FranchiseBudget

American Family Care vs Cold Stone Creamery Franchise Cost 2026

American Family Care runs $1.0M–$1.6M. Cold Stone Creamery runs $370K–$640K. The gap at midpoint: $831K.

American Family Care

$1.0M–$1.6M

total investment

Investment Difference

$831K

Cold Stone Creamery costs less

Cold Stone Creamery

$370K–$640K

total investment

Cost Breakdown

Category American Family Care Cold Stone Creamery Lower Cost
Total Investment $1.0M–$1.6M $370K–$640K Cold Stone Creamery
Franchise Fee $60,000 $27,000 Cold Stone Creamery
Royalty Rate 6.0% 6.0% American Family Care
Ad Fund Fee 2.0% 3.0% American Family Care
Net Worth Required $1.5M $250K Cold Stone Creamery
Liquid Capital $550K $100K Cold Stone Creamery
Est. Break-Even 6.1 yr 39.1 yr American Family Care

American Family Care Profile

Category
health
Total Investment
$1.0M–$1.6M
Franchise Fee
$60,000
Royalty
6.0%
Est. Annual Revenue
$2.2M
Full American Family Care Cost Breakdown →

Cold Stone Creamery Profile

Category
food
Total Investment
$370K–$640K
Franchise Fee
$27,000
Royalty
6.0%
Est. Annual Revenue
$430K
Full Cold Stone Creamery Cost Breakdown →

Bottom Line

Cold Stone Creamery costs $831K less to open at the midpoint. That difference goes toward working capital or a second location. American Family Care also wins on royalty rate.