FranchiseBudget

Arby's vs Subway Franchise Cost 2026

Arby's runs $314K–$1.8M. Subway runs $229K–$522K. The gap at midpoint: $677K.

Arby's

$314K–$1.8M

total investment

Investment Difference

$677K

Subway costs less

Subway

$229K–$522K

total investment

Cost Breakdown

Category Arby's Subway Lower Cost
Total Investment $314K–$1.8M $229K–$522K Subway
Franchise Fee $37,500 $15,000 Subway
Royalty Rate 4.0% 8.0% Arby's
Ad Fund Fee 4.2% 4.5% Arby's
Net Worth Required $1.0M $100K Subway
Liquid Capital $500K $100K Subway
Est. Break-Even 20.5 yr N/A

Arby's Profile

Category
food
Total Investment
$314K–$1.8M
Franchise Fee
$37,500
Royalty
4.0%
Est. Annual Revenue
$1.4M
Full Arby's Cost Breakdown →

Subway Profile

Category
food
Total Investment
$229K–$522K
Franchise Fee
$15,000
Royalty
8.0%
Est. Annual Revenue
$430K
Full Subway Cost Breakdown →

Bottom Line

Subway costs $677K less to open at the midpoint. That difference goes toward working capital or a second location. Arby's also wins on royalty rate.