FranchiseBudget

Chick-fil-A vs Cold Stone Creamery Franchise Cost 2026

Chick-fil-A runs $342K–$2.2M. Cold Stone Creamery runs $370K–$640K. The gap at midpoint: $781K.

Chick-fil-A

$342K–$2.2M

total investment

Investment Difference

$781K

Cold Stone Creamery costs less

Cold Stone Creamery

$370K–$640K

total investment

Cost Breakdown

Category Chick-fil-A Cold Stone Creamery Lower Cost
Total Investment $342K–$2.2M $370K–$640K Cold Stone Creamery
Franchise Fee $10,000 $27,000 Chick-fil-A
Royalty Rate 0.0% 6.0% Chick-fil-A
Ad Fund Fee 0.0% 3.0% Chick-fil-A
Net Worth Required $0 $250K Chick-fil-A
Liquid Capital $10K $100K Chick-fil-A
Est. Break-Even 1.3 yr 39.1 yr Chick-fil-A

Chick-fil-A Profile

Category
food
Total Investment
$342K–$2.2M
Franchise Fee
$10,000
Royalty
0.0%
Est. Annual Revenue
$8.1M
Full Chick-fil-A Cost Breakdown →

Cold Stone Creamery Profile

Category
food
Total Investment
$370K–$640K
Franchise Fee
$27,000
Royalty
6.0%
Est. Annual Revenue
$430K
Full Cold Stone Creamery Cost Breakdown →

Bottom Line

Cold Stone Creamery costs $781K less to open at the midpoint. That difference goes toward working capital or a second location. Chick-fil-A also wins on royalty rate.