FranchiseBudget

Ace Hardware vs Subway Franchise Cost 2026

Ace Hardware runs $286K–$2.1M. Subway runs $229K–$522K. The gap at midpoint: $810K.

Ace Hardware

$286K–$2.1M

total investment

Investment Difference

$810K

Subway costs less

Subway

$229K–$522K

total investment

Cost Breakdown

Category Ace Hardware Subway Lower Cost
Total Investment $286K–$2.1M $229K–$522K Subway
Franchise Fee $5,000 $15,000 Ace Hardware
Royalty Rate 0.0% 8.0% Ace Hardware
Ad Fund Fee 0.0% 4.5% Ace Hardware
Net Worth Required $400K $100K Subway
Liquid Capital $250K $100K Subway
Est. Break-Even 5.3 yr N/A

Ace Hardware Profile

Category
retail
Total Investment
$286K–$2.1M
Franchise Fee
$5,000
Royalty
0.0%
Est. Annual Revenue
$2.8M
Full Ace Hardware Cost Breakdown →

Subway Profile

Category
food
Total Investment
$229K–$522K
Franchise Fee
$15,000
Royalty
8.0%
Est. Annual Revenue
$430K
Full Subway Cost Breakdown →

Bottom Line

Subway costs $810K less to open at the midpoint. That difference goes toward working capital or a second location. Ace Hardware also wins on royalty rate.