FranchiseBudget

American Family Care vs Subway Franchise Cost 2026

American Family Care runs $1.0M–$1.6M. Subway runs $229K–$522K. The gap at midpoint: $960K.

American Family Care

$1.0M–$1.6M

total investment

Investment Difference

$960K

Subway costs less

Subway

$229K–$522K

total investment

Cost Breakdown

Category American Family Care Subway Lower Cost
Total Investment $1.0M–$1.6M $229K–$522K Subway
Franchise Fee $60,000 $15,000 Subway
Royalty Rate 6.0% 8.0% American Family Care
Ad Fund Fee 2.0% 4.5% American Family Care
Net Worth Required $1.5M $100K Subway
Liquid Capital $550K $100K Subway
Est. Break-Even 6.1 yr N/A

American Family Care Profile

Category
health
Total Investment
$1.0M–$1.6M
Franchise Fee
$60,000
Royalty
6.0%
Est. Annual Revenue
$2.2M
Full American Family Care Cost Breakdown →

Subway Profile

Category
food
Total Investment
$229K–$522K
Franchise Fee
$15,000
Royalty
8.0%
Est. Annual Revenue
$430K
Full Subway Cost Breakdown →

Bottom Line

Subway costs $960K less to open at the midpoint. That difference goes toward working capital or a second location. American Family Care also wins on royalty rate.