FranchiseBudget

Cold Stone Creamery vs Home Instead Franchise Cost 2026

Cold Stone Creamery runs $370K–$640K. Home Instead runs $115K–$125K. The gap at midpoint: $385K.

Cold Stone Creamery

$370K–$640K

total investment

Investment Difference

$385K

Home Instead costs less

Home Instead

$115K–$125K

total investment

Cost Breakdown

Category Cold Stone Creamery Home Instead Lower Cost
Total Investment $370K–$640K $115K–$125K Home Instead
Franchise Fee $27,000 $59,000 Cold Stone Creamery
Royalty Rate 6.0% 5.0% Home Instead
Ad Fund Fee 3.0% 1.0% Home Instead
Net Worth Required $250K $200K Home Instead
Liquid Capital $100K $100K Cold Stone Creamery
Est. Break-Even 39.1 yr 0.8 yr Home Instead

Cold Stone Creamery Profile

Category
food
Total Investment
$370K–$640K
Franchise Fee
$27,000
Royalty
6.0%
Est. Annual Revenue
$430K
Full Cold Stone Creamery Cost Breakdown →

Home Instead Profile

Category
senior care
Total Investment
$115K–$125K
Franchise Fee
$59,000
Royalty
5.0%
Est. Annual Revenue
$1.5M
Full Home Instead Cost Breakdown →

Bottom Line

Home Instead costs $385K less to open at the midpoint. That difference goes toward working capital or a second location. Home Instead also wins on royalty rate.