FranchiseBudget

Cold Stone Creamery vs Kumon Franchise Cost 2026

Cold Stone Creamery runs $370K–$640K. Kumon runs $73K–$154K. The gap at midpoint: $390K.

Cold Stone Creamery

$370K–$640K

total investment

Investment Difference

$390K

Kumon costs less

Kumon

$73K–$154K

total investment

Cost Breakdown

Category Cold Stone Creamery Kumon Lower Cost
Total Investment $370K–$640K $73K–$154K Kumon
Franchise Fee $27,000 $2,000 Kumon
Royalty Rate 6.0% 0.0% Kumon
Ad Fund Fee 3.0% 0.0% Kumon
Net Worth Required $250K $150K Kumon
Liquid Capital $100K $70K Kumon
Est. Break-Even 39.1 yr 2.3 yr Kumon

Cold Stone Creamery Profile

Category
food
Total Investment
$370K–$640K
Franchise Fee
$27,000
Royalty
6.0%
Est. Annual Revenue
$430K
Full Cold Stone Creamery Cost Breakdown →

Kumon Profile

Category
education
Total Investment
$73K–$154K
Franchise Fee
$2,000
Royalty
0.0%
Est. Annual Revenue
$280K
Full Kumon Cost Breakdown →

Bottom Line

Kumon costs $390K less to open at the midpoint. That difference goes toward working capital or a second location. Kumon also wins on royalty rate.