FranchiseBudget

Cold Stone Creamery vs Subway Franchise Cost 2026

Cold Stone Creamery runs $370K–$640K. Subway runs $229K–$522K. The gap at midpoint: $129K.

Cold Stone Creamery

$370K–$640K

total investment

Investment Difference

$129K

Subway costs less

Subway

$229K–$522K

total investment

Cost Breakdown

Category Cold Stone Creamery Subway Lower Cost
Total Investment $370K–$640K $229K–$522K Subway
Franchise Fee $27,000 $15,000 Subway
Royalty Rate 6.0% 8.0% Cold Stone Creamery
Ad Fund Fee 3.0% 4.5% Cold Stone Creamery
Net Worth Required $250K $100K Subway
Liquid Capital $100K $100K Cold Stone Creamery
Est. Break-Even 39.1 yr N/A

Cold Stone Creamery Profile

Category
food
Total Investment
$370K–$640K
Franchise Fee
$27,000
Royalty
6.0%
Est. Annual Revenue
$430K
Full Cold Stone Creamery Cost Breakdown →

Subway Profile

Category
food
Total Investment
$229K–$522K
Franchise Fee
$15,000
Royalty
8.0%
Est. Annual Revenue
$430K
Full Subway Cost Breakdown →

Bottom Line

Subway costs $129K less to open at the midpoint. That difference goes toward working capital or a second location. Cold Stone Creamery also wins on royalty rate.