Home Instead vs Subway Franchise Cost 2026
Home Instead runs $115K–$125K. Subway runs $229K–$522K. The gap at midpoint: $255K.
Home Instead
$115K–$125K
total investment
Investment Difference
$255K
Home Instead costs less
Subway
$229K–$522K
total investment
Cost Breakdown
| Category | Home Instead | Subway | Lower Cost |
|---|---|---|---|
| Total Investment | $115K–$125K | $229K–$522K | Home Instead |
| Franchise Fee | $59,000 | $15,000 | Subway |
| Royalty Rate | 5.0% | 8.0% | Home Instead |
| Ad Fund Fee | 1.0% | 4.5% | Home Instead |
| Net Worth Required | $200K | $100K | Subway |
| Liquid Capital | $100K | $100K | Home Instead |
| Est. Break-Even | 0.8 yr | N/A | — |
Home Instead Profile
- Category
- senior care
- Total Investment
- $115K–$125K
- Franchise Fee
- $59,000
- Royalty
- 5.0%
- Est. Annual Revenue
- $1.5M
Subway Profile
- Category
- food
- Total Investment
- $229K–$522K
- Franchise Fee
- $15,000
- Royalty
- 8.0%
- Est. Annual Revenue
- $430K
Bottom Line
Home Instead costs $255K less to open at the midpoint. That difference goes toward working capital or a second location. Home Instead also wins on royalty rate.